The warnings from retailers and logistics companies to buy in advance in case of supply chain delays or stock shortages is causing a lot of online action from shoppers. This activity means Christmas starts early in the UK, causing a boom time for the courier industry.
If you are a freelance courier or a warehouse company hiring seasonal, temporary workers, a simple, regular car or van insurance policy is only going to cover the road risks. Many other scenarios need mitigating and protecting. So, you will need a policy that will also protect your goods from theft, damage, and loss.
However, getting the most appropriate cover as a courier can be tricky. And you don’t want to end up paying for cover you don’t need or miss out on the cover you do legally need.
There are three main types of insurance for couriers:
·Courier van insurance protects your vehicle on a third-party fire and theft or comprehensive basis. A standard or commercial van policy will not cover you for the carriage of goods for hire and reward.
·Liability insurance comprises a cover for public liability (injury to people or their property in the course of your work) and employers’ liability (injury to employees or their property while they work for you)
·Goods in transit will protect the goods you pick up and drop off while working as a courier.
At FLEETMAXX SOLUTIONS, we know you need a quick, simple, and effective solution when it comes to your insurance. That’s why our team of experts can create a bespoke policy that provides the cover you need at a price that’s right for your business. As some of the hardest working people on the road, we know your insurance is the last thing you want to worry about, which is why we’ll insure you hassle-free, whether you deliver on two, four or even more wheels.
Whether you have one or thousands of vehicles on the road, we can help reduce your running costs with discounted branded and tailored diesel, petrol, electric and pre-paid fuel cards, telematics tracking, dashcams, improving driver training and business insurance solutions. Get in touch here─ we look forward to becoming your ‘trusted partner’.